Disclaimer

FinZoom is not a lender and does not make loans or credit decisions. We provide a matching service only and do not act as a representative, agent, or correspondent for any service provider or lender. FinZoom does not endorse any particular service provider, lender, or loan product. You are under no obligation to use FinZoom’s service to initiate contact or apply for credit or any loan product with any service provider or lender. This service is not available in all states.

Consumers submitting an application for a loan through FinZoom incur no costs. FinZoom does not provide lending services directly to consumers. Based on the application submitted, FinZoom searches its database to connect consumers with the lender and loan that best suits their needs.

All fees and rate information will be disclosed to consumers by their lender at the time of approval. Upon completing the search and application approval, you will be redirected to an e-signature page provided by the matched lender. This document will contain all fees and rate information pertaining to the loan being offered by a lender in the FinZoom network. Consumers are required to thoroughly review the fee and rate information provided by their lender before agreeing to the loan terms. You are under no obligation to accept these terms.

If you find the loan terms acceptable and wish to proceed, you may provide an e-signature on the page. Once you enter into a legally binding contract with the lender, you assume all costs and risks associated with that contract. At that point, your obligation is solely to the lender, and you are never obligated to FinZoom. Loan fees and interest rates are determined solely by the matched lender based on the application information submitted. FinZoom has no influence over the determination of these fees and interest rates.

Cash advances are intended for short-term financial relief and are not long-term financial solutions. Consumers facing debt and credit difficulties should seek debt and credit advisory assistance. We encourage you to consult our Rates and Fees page to learn more about the risks associated with cash advances, local laws and regulations governing them, possible loan alternatives, and recent developments in your state.

The states serviced by this website may change from time to time without notice. FinZoom does not guarantee that completing an application form will result in being matched with a service provider or lender, being offered a loan product with satisfactory rates or terms, or receiving a loan from a service provider or lender. You will not be charged any fees to use FinZoom’s service.

Service providers or lenders will not require credit scores from the three major credit reporting bureaus: Experian, Equifax, or TransUnion. However, credit checks or consumer reports from alternative providers, such as Teletrack or DP Bureau, may be obtained by some service providers or lenders in certain circumstances, typically without affecting your credit score.